About the agency
Independent guidance. Personal accountability.
Richard Pascual Insurance Agency helps contractors and small businesses navigate commercial coverage with clear explanations and responsive service.
Florida License #L135389
Why the independent model matters.
Business insurance is not one-size-fits-all. Carrier appetites, pricing and underwriting requirements can differ significantly. Our role is to understand your operations, explore appropriate options where available and explain what you are considering.
Business-first focus
Coverage conversations centered on commercial operations and practical risks.
Direct communication
You work with a real agent who follows your request from initial conversation through placement.